Terms & conditions of use


Welcome to Community First Network’s website.  The website is owned by Community First Network (Pty) Ltd, Reg 2016/423926/07 (hereinafter referred to as CFN) and is located within the Republic of South Africa.


By accessing and using this website, you agree to be bound by the terms and conditions set out in this notice. If you do not wish to be bound by these terms and conditions, then you may not access, display, use, download, copy or distribute any of the content of this website.

Your use of the website

You agree that your use of this website is for lawful purposes only. You agree that you will not use this website for any unlawful purpose, including committing a criminal offence, gaining unauthorised access to other computer systems, or transmitting unlawful material.

General disclaimer

You agree to access and use this site entirely at your own risk. Please read the Exclusion of Liability clauses below.

Choice of law

This website is owned and operated within the Republic of South Africa. Therefore, these terms and conditions are governed by the laws of the Republic of South Africa, and the user consents to the jurisdiction of the Cape Town High Court in the event of any dispute.

Accuracy of information

While every effort is made to ensure that the information provided on this website is current and accurate, you should not assume that this is always the case, and should consult other sources before making any decision to act on this information.

Your privacy

We respect the privacy of all visitors to this site, however in order to use the services provided within this site you may be required to provide personal information. However, such personal information will not be used for unsolicited advertisement and the like without your prior consent. Further your information will not be provided to any third parties by this site without your prior consent.

Copyright and use of material

CFN retains copyright in the website and all current and future content displayed on the website which is not owned by third parties.

In terms of a limited licence, granted for general use, CFN grants the user, subject to these terms and conditions, a non-exclusive, non-transferable, limited and revocable right to access, display, use, download and otherwise copy the current and future content of the website for your personal, non-commercial and informational purposes only.


In addition, CFN grants any reputable publisher permission to copy and distribute information from the website for the purpose of promoting South African SME business, provided that: (i) this information has not been sourced from third parties and (ii) CFN is acknowledged as the source by reference to the website address.

Your comments

We value feedback received from visitors to our site. However, you agree not to transmit any material that is unlawful, harmful, defamatory, abusive, threatening, vulgar or obscene. You remain liable to any third party for your comments, and CFN is not liable to any third party for the content of your comments. Please also note that we cannot respond to all feedback we receive.

External links and advertising

Wherever this website provides links to other websites, this should not be construed as constituting any relationship or endorsement of the linked third party, and reliance on all information provided by the external link is done so at your own risk.


Wherever third party advertising or promotional material is displayed on this website, this should not be construed as CFN endorsing or creating any relationship between CFN and that third party. Reliance on any such material is entirely at your own risk.

Exclusion of liability

You expressly agree that the use of this website is entirely at your own risk. The website and all its contents are provided on an “as is” basis, and CFN makes no representations or warranties of any kind, whether express or implied, to the accuracy of the contents of the website or associated information dispersed. CFN does not warrant that the website’s functions will be uninterrupted or error-free, or that the site or its server is free from viruses or other harmful components.


CFN, its owners, directors, employees, officials, suppliers, agents and/or representatives shall not be liable for any loss or damage, whether direct, indirect or consequential, or any expense of any nature whatsoever, which may be suffered by the user, which arises directly or indirectly from reliance of the website and/or its content, including services provided through any other means.


CFN, its agents or suppliers shall not be responsible for any direct or indirect special consequential or other damage of any kind whatsoever suffered or incurred by you related to your use of, or your inability to access or use, the content or the website or any functionality of the website or of any linked website, even where CFN is expressly advised thereof.


You will indemnify CFN, its owners, directors, employees, officials, agents, suppliers or representatives, and keep them fully indemnified, from and against any loss or damage suffered or liability incurred in respect of any third party, which arises from your use of this website and/or services.


Any complaints raised against members of CFN should be directed to us through our complaints link. Should the complaint be found to have merit on review, such member will be removed from CFN.

Contact details

Contact details for any purposes related to these terms and conditions